Financial Planning Services and Fees

Your current financial situation and future needs are as unique as you are. Together we will clarify what services and support you require, which means I provide just as much or as little financial planning and advice as will help you achieve your goals.

You can choose to hire me to conduct a Comprehensive Financial Plan or you can choose one or more specific areas of focus:

Focused Financial Services   

• Investments – Initial Review and Balance   
• Investments – Annual Follow-up Review and Rebalance
• Retirement Planning
• Overhaul, Restructure, Consolidate Accounts   
• Cash Flow Analysis   
• Debt Reduction Plan  
• Social Security Optimization Analysis   
• Annuity Contract Review  
• Pension Elections Planning   
• House Sale, Refinance   
• Estate Planning, Conceptual  
• Insurance Review and Recommendations

An engagement typically takes 4-10 hours.  My fee will reflect the actual time involved in meeting with you in person or over the phone, researching and analyzing your current situation, and providing specific recommendations. I will provide an estimate of fees at the end of the Get Acquainted Meeting, when we have fully identified your needs.

Because I provide my services on an hourly Fee-Only basis, this means you will never pay a commission or hidden fees. Nor will you ever pay for more financial planning and advice than you need. When you work with me, you will never need to meet an account minimum, I will never require that you turn over your assets for management, nor will you pay unneeded, ongoing fees.